Find your perfect car with Edmunds expert reviews, car comparisons, and pricing tools. Have no accidents or violations in the last 3 years. If you brake too hard or speed too much that can lower your driver score, which in some states, could increase your rates. Other features include forward collision alert, a drowsiness warning alert and automatic emergency braking. View user shared Vauxhall Vivaro REAL MPG estimations and Compare, list technical specifications, dimensions and performance The more you’re behind the wheel, the more chance there are of being in an auto accident. Car insurance based on mileage, at least in part, makes sense. Will these be okay to buy? Comparing rate quotes from multiple companies is the best way to save money on car insurance, no matter how many miles you drive each year. Farmer’s Signal – By signing up and downloading their Signal app you’ll receive a 5% discount on your auto policy. Auto insurance providers speak of offering up to 20% for a low-mileage discount, however, our data studies show many drivers get 5% or under on average nationally. For all the latest van reviews, news, advice, and videos visit our dedicated van section here. In general, if you drive more than 20 miles each way to work your car insurance rates will be higher. I am looking for a used van. Same holds true for drivers with higher annual mileage, shop around, that is the best way to find not only cheaper car insurance rates but to find an insurer that best fits your needs. According to the most recent data (2018) from the Federal Highway Administration (FHWA), 13,746 miles are driven on average in the United States by drivers. It has a full history and is being advertised by a leasing company. To track your mileage and get reports on your driving behavior, consider a usage-based insurance program that many companies are offering. The Vauxhall Vivaro is a better and more rounded van than ever. How did this apparently-European vehicle end up in Illinois? California drivers get around an 11% low-mileage discount, on average. Has done 175000 miles and MOT 2 Owner From New Very clean inside and out, maintained to a very high standard. The Vivaro is, however, marginally cheaper to buy than Ford's Transit Custom. While mileage is normally just one part of the rating factors car insurance look at, there are some programs that some insurance companies offer where mileage is a much bigger deal. As with the Peugeot Expert and Citroën Dispatch, there are a few additional extras you might also want to consider, including the hands-free loadspace access and the head-up display, which beams your speed and sat-nav info onto a small panel behind the steering wheel. Nevertheless, worst at protecting the engine. There are other ways, too, for car insurance companies to determine your annual mileage. No engine is designed to run on old, used up oil, and no oil is made to sustain its lubricating properties for such a long time. As such, under the NEDC regulations, the most efficient Vivaro variant – the 120hp 1.5-litre – claims 60.1mpg. Vauxhall Vivaro 2900 1.5d 100PS Sportive H1 Van (3) £165 Per Month Excluding VAT. Rather than have you tell them, they can monitor your driving performance and mileage if you sign up for one of their “pay-as-you-drive” or “usage-based” insurance plans. The cost of a car insurance policy with 20,000 miles or more driven annually was found to be 36% more expensive than if you drove 5,000 miles or less a year. ... Special Offer Brand New - 14-21 Day Delivery Mercedes-Benz Sprinter 315Cdi LWB Rwd 3.5t High Roof Progressive (0) £ POA PM ex. Allstate says the discount can be up to 40%. California is one state that gets better mileage discounts than others due to its unique laws regarding what and how insurance companies can use rating factors. My big concern though, is the mileage it has done. It looks at driving habits, such as how much your drive, when you drive and how you drive. These programs will take into account your mileage, but are more concerned with monitoring your driving behavior to see if you’ll earn a discount. 2016 (65) Vauxhall Vivaro LWB High Roof with Low Miles, Finished in Silver.Popular van for a camper conversion thanks to it's size, High Roof and Nice Spec.With Only 47k mi 2016 47,549 miles Note: The price displayed for this vehicle (£14945.00) is exclusive of VAT. Simple, they ask you. Don’t fib on the number to get a discount. Allstate has Milewise which has a daily rate plus per-mile rate to give you your cost per day that is added up for your monthly premium. . If the Luton-made van does tempt you, we’d recommend the higher-powered of the two 1.5-litre engines if your work requirements allow it. If you drive fewer miles per year you pose less risk to your insurer and so will pay less. If it hasn’t, then it may decide to disintegrate, causing damage to the drive belt and other parts of the engine. They will want to know how many miles you commute and how many days per week. Under state law, mileage is one of the three primary factors insurance companies can use, the other two being a driver’s safety record and years of driving experience. The two engines do have slightly different servicing requirements, however, which should be factored into running costs; the 1.5-litre needs a service every 25,000 miles, while the service interval for the 2.0-litre engine is every 30,000 miles. If for some reason you don’t like the program you can switch to another or go back to a policy that doesn’t take miles so seriously. RECENT NEW INJECTORS. You may not obtain a low-mileage discount or even good driving discounts but it may alert you to bad driving behaviors so you can correct them and keep you from being in an accident. Disclaimer: The products and services that appear in the advertisement section of this website on this page are offered by companies from which QuinStreet may receive compensation. HIGH MILEAGE. It has a two-part pricing system where you have a low monthly base rate and then a second per-mile rate. 2015 (65) | 49,954 miles | not known | 1600cc | Diesel | Manual | doors. Instead, you only snap a photo of your odometer once a month and send it to them. The Vivaro is still the only model that can proudly wear a 'Made In Britain' badge. One insurance company that is mileage based is Metromile, which is available in nine states. If so, give it a shot to save. ONLINE Finance Available Not all miles are equal. For example, if you live in a suburb of a larger metro area, such as Los Angeles, the base insurance rates tend to be better. Insurance companies tend to have car insurance mileage brackets and your rates can be higher or lower based on where your annual mileage falls. We ran rates for a driver with full coverage located in Los Angeles, California and found the rates increased based on these common mileage brackets: Mileage above 20,000 stayed the same, 0% increase. Some insurance companies will request mileage checks during the year if you submit a lower than average number. Buying a high mileage van - how long should it last? Ask for a low mileage discount and adjust your annual mileage with your insurer if you recently started driving less. For the most part, insurance companies consider 12,000 miles a year to be lower than average. ## comes with 12 months rac warranty, 12 months rac roadside assistance cover and 12 months mot included ## 2014 vauxhall vivaro 1.6 cdti 90 psi swb high roof, 64-reg, 59,0 Year 2014 Mileage … VAT View Offer. A big boost to high mileage users is that the engines use a service-free free cam chain, rather than a rubber belt, reducing the cost of maintenance and minimising the amount of time the van must spend off the road. Year 2006; Mileage 204,840 miles; Fuel type Diesel; Engine size 1,870 cc But if you commute 40 miles each way for work, this may cause your rates to rise because the insurance company can infer that you are commuting into the busy, traffic-packed metro area for work, which, of course, makes you more of a risk to be in an accident than if you were driving five miles to work in your local area with less traffic. Improved connectivity, bigger displays and more safety advance... What Car? Built on a 2014 Vauxhall Vivaro, this conversion has a fixed high roof, which allows for extra cupboard storage etc. In a nutshell, insurance companies reward those who pose less risk, so drivers who drive less receive low mileage car insurance discounts. Then the mileage, so if you are on vacation and doesn’t use your car at all for a month, you’ll only be charged the monthly base rate. An accident-free record will help you save. The miles you’ve driven plus your base rate total your monthly premium. This falls to 47.0mpg under the WLTP Combined High test or 40.9mpg under WLTP Combined Low. Brackets vary but here are some common ones we rate rates for to show how rates increase as annual mileage goes up. This website does not include all of the products and services available nor all of the companies that offer them. Insurance companies are also interested in how many miles you drive to work and back. Estimated annual mileage is a rating factor, so insurers ask how many miles you drive each year on your insurance application. Most let you back out of the program if you find your driving style doesn’t get you discounts, especially since some of the programs now can raise your rates if the driving behavior is deemed to be bad. These thinner oils may squeeze out at high pressure that may cause damage to the engine. CARFAX products and services are based only on information supplied to CARFAX and available as of 01/05/2021 at 02:00 (CDT) (CDT). If you are driving less annually, then make sure to alert your car insurance company to the lower annual miles driven and see if at your next renewal your premiums are lowered. The CARFAX Vehicle History Report for the vehicle may contain more current information. Nationwide has its SmartMiles pay-per-mile program available in 21 states plus D.C. Like MetroMile it has a base rate and then cost per mile. Mileage brackets for car insurance are simply the internal tier system that car insurance companies use to determine if motorists drive an average amount, or more or less. It claims to save drivers 30% to 40% off their current car insurance rates. I'm interested in a 2015 Vaxhaull Vivaro 1.6 with 120,000 miles on it. Used Buying Guide - Vauxhall Vivaro Compensation may impact where they appear, including the order in which they appear. In our example, the driver with less than 5,000 miles would save around $750 compare to the driver that was on the road for 20,000 miles or more. Gas and electric powered blown air heating 2 burner hob and sink Combi unit with Glass lids. Vauxhall Vivaro 2019 (19) L2H1 2900 SPORTIVE CDTI - Finished in stunning Metallic silver Hastings Van Centre are delighted to present this brilliantly equipped Vauxhall Vivaro for sale. The Vivaro is no longer available with a high-roof option, but the five-seater Vivaro Doublecab continues. Insure.com is a part of the Insurance.com family. We will explain more about those options, and how to earn extra discounts, in a bit. Don’t just keep the amount that you’ve entered in the past or a default amount the company may have on its form. Are there any issues with this engine? Vauxhall vivaro High Roof conversion. That means car insurance companies consider you a higher risk and so your rates will reflect this. Vauxhall Vivaro van | eBay I bought this van 6 months ago to replace my van that was stolen. So, if you drive fewer miles in California, the discount is larger, but also if you have high mileage your rates spike upwards. View user shared Opel Vivaro REAL MPG estimations and Compare, list technical specifications, dimensions and performance 2004, On 54 plate 2004 Vauxhall Vivaro CDTI 2700 SWB Full Month MOT. Also, shop around at renewal time to see if other insurers offer better discounts and can bet your insurer’s rate quote. I have customers with high mileage versions which don't have any issues. There is also State Farm’s Drive Safe and Save with OnStar that tracks your mileage and gives discounts based on annual mileage. All of the Vivaro's features come at a price, though, and you'll pay more for one than you would for either the Peugeot Expert or Citroën Dispatch. You get an opportunity to earn up to 15% each time you renew your policy – based on your safe driving. The common failures on these (XUD) are glow plugs...about £40 a set plus fitting...a bit tricky to fit, but not bad. 2016 (65) Vauxhall Vivaro LWB High Roof with Low Miles, Finished in Silver.Popular van for a camper conversion thanks to it's size, High Roof and Nice Spec.With Only 47k mi Year 2016; Mileage 47,549 miles; Seller type Trade; Fuel type Diesel; Engine size 1,600 cc Specification on each of the three trim levels is generous, but we'd expect most drivers would prefer the added features of Sportive, including the 7.0in infotainment touchscreen. So, for the base rate factors like your driver history, age, type of vehicle, credit and length of prior insurance is looked at. Some insurers, however, find that under 10,000 miles is low mileage and wait to hand out bigger discounts if you’re under that number of annual miles. It’s on 132,000 miles, which seems pretty high. If you drive a little or a lot of miles a year, the key to finding the best priced policy for your needs is to shop around. Save money on one of 2 used Rolls-Royce Phantoms in Los Angeles, CA. It will depend on state laws as well as your car insurance company’s own guidelines. If the Vivaro you are looking at has covered upwards of 80,000 miles then find out if the alternator has been changed. VIVARO VAN. Opel Vivaro 1.9CDTi panel van good condition. At only 3-4 years old, it’s pretty new and that’s a lot of miles to clock up in that time. EXTREMELY CLEAN BODYWORK. is part of Haymarket Automotive, a division of Haymarket Media Group © Haymarket Media Group 2019. I've driven 800 miles on one tank in my Vivaro 1.9 Turbo diesel...lol..can you beat that? Released in 2001, it is a capable and solid panel van, which boasts good power (3,500rpm with the 2.0 litre engine), and at … Many insurance companies are offering usage-based insurance (UBI) for drivers to try out. 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